What America is losing to our homeland

Reviews of the front-end developer and author of the Telegram channel “Vatnik in America»Always cause debate and controversy. As he writes author in Telegram, the channels about the United States do not fully tell the truth. In America, to be honest, not everything is so cool - there are serious flaws and insanity here. He writes just about it.

Фото: Depositphotos

This topic was raised and discussed in RuNet many times by a wide variety of bloggers and migrants. However, few have revealed the cause and effect. When we talk about the Internet, gadgets / smartphones or in general about modern technologies, most of the images in our heads are associated with US companies (Apple, Microsoft, Google) or, for example, Silicon Valley.

In any case, all this concerns only the United States. However, if we compare modern Russia and America, then the latter EXTREMELY loses in many technological and even domestic indicators.

Imagine a conditional Ivan Vasilyevich Petrov who migrated to America of the 21 century, who with great interest will discover the following:

1. Lack of central heating in a large number of apartment buildings. Instead, there are boilers, and not always large capacity, so that in one visit the family, even from 3-s, will not always be able to take a shower. Will have to wait.
2. The absence of a washing machine in the apartment and the physical impossibility of its connection, in connection with which you will either have to go to the basement to wash your things (aka communal apartment), or generally herachit across the street to the nearest landromat and wash your clothes and linen of your children side by side whips, drug addicts and all sorts of freaks.
3. Lack of broadband Internet access and its connectivity. Available (most likely) will only ADSL. And considering the crazy prices for mobile communication tariffs, including Internet traffic + quality of communication in many states, we get quite serious problems with access to the world wide web.
4. If you decide to buy something online and this is not Amazon or eBay / Ali, then a surprise is waiting for you: placing an order only by phone. That is, you throw the goods in a pseudo-basket, and then dial the operator. In recent years, however, PayPal and Stripe have been actively saving the American e-commerce market by providing quick and easy integration with payment systems and pulling it out of the depths of the Stone Age.
5. If there are several accounts / cards in different banks, it is impossible to make a money transfer online. At all. Only stomp to the nearest branch of the bank. Kayf.
6. The lack of a chip on many bank cards issued by middle-aged banks of America. Only large financial players can afford such a mega-powerful technology. In this connection, there is another problem: the inability to safely pay for goods at the checkout. In some stores in America (if it’s not a network giant, of course) there are still no terminals with the ability to pay on a chip, and he will insistently demand to roll a card with magnetic tape, and if it’s a local card, then with Russian cards, for example, red or blue banks - no, transactions will be stupidly canceled, because the rental by magnetic stripe often does not require entering a PIN code! It’s better not to think about contactless payment of NFC at all, it IS NOT PRINCIPLE as a phenomenon, and it’s not even a stutter to pay for hours or a smartphone, because in some Louisiana you can be burned for ... as a sorcerer.
7. In some state institutions and again, banks, documents are still sent by means of FAX.
8. Each year until the fall you will find a fresh telephone mother at his door, his reference book dated to the coming year, which contains a selection of addresses and telephone numbers of all state and commercial organizations, funds and services of your district + a ton of advertising at every second turn.
9. The banking system in the states in terms of technology and capabilities in general is one of the slowest and weakest in the world, according to my feelings. For example, the world famous Chase (JP Morgan) and Wells Fargo still issue credit cards with no PIN codes at all. At the checkout after renting a magnetic or a chip, the terminal will only ask for a signature where you can paint anything and the transaction will take place. And how about this: all small and small transactions (and sometimes not small ones) made during the day will be available to you and your online banking ONLY THE NEXT DAY, after 6 in the morning. That is, you can’t quickly track all your card debits. One banker explained this to me by the fact that all transactions are "cleared" through the system of the US Federal Reserve Fund (hello September 11) to prevent gray funding of various structures and funds. Needless to say that SMS alerts about the operations performed in many US banks are not in principle.

Causes

Everything is much more prosaic than you might think. The first personal computers in America appeared in 70! Just think about this damn figure! And the Internet in the usual sense for us - at the end of 80's.

Фото: Depositphotos

The active expansion of PCs and networks came at the end of the very same 80-s of the beginning of 90-s - it was then that the number of active users in America began to number in the tens of millions and electronic / Internet services appeared.

For example, the same notorious Internet banking in the United States originated in 80-x, and the system was called Home Banking, where any American could check their depositor accounts by connecting to the bank’s computer through the telephone.

Now imagine: an insane amount of money and invested forces in computers, laying and setting up networks, programming, standardization, legal delays, as well as education and training of personnel + penetration of technologies at the household level - for ordinary American laborers and housewives this was all realized even when the author of the blog was not even born.

Yes, only one Bank of America for a complete upgrade of all equipment and software, as well as training employees and customers - will have to spend billions of bucks. Therefore, it is impossible to look at many US banking applications without tears. The same Wells Fargo under the guise of an application stupidly feeds you a smartphone-adapted version of the website with all the consequences: no responsiveness, everything slows down and hangs, no convenient schedules, easy and intuitive navigation menu.

The market is also influenced by ordinary users. For example, a huge number of elderly people who are accustomed to receiving services in the old manner, by phone, to buy something or find out the state of their bank account. Such people are usually not ready to change something. And given that many older people in the United States usually have substantial savings, including pensions + average life expectancy in America for 79 YEARS, then most companies have nothing to do but adapt.

Фото: Depositphotos

To better understand what is being said, I will show you the popularity statistics of browsers in Russia and in the USA for 2015 a year:

Illustration vatnik.me/longreads/texnologicheskij-paradoks

Technology and the Internet came to us in Russia and the CIS much later, run-in and modified, therefore the quality bar is noticeably higher.

Approximately the same problems are experienced by apartment buildings in relation to heating, washing machines and dryers. High-rise high-rise buildings built during the Tsar-Pea do not have enough voltage in the electrical wiring, and the floor is not designed for such vibrations as when pressing clothes, for example. Yes, all this can be solved, but amers are lazy, and they are used to running with baskets and / or plastic pipes across the road or into the neighboring mall ... In many apartment buildings, even if it is theoretically and possible to connect a washer, it is forbidden because she just makes a lot of noise. Greetings to the cardboard walls!

Of course, everything that I described above does not apply to all of America on 100%. In the same advanced California or Washington, many of the things described are long gone, but, as you understand, America is a rather large country, and it’s quite possible to face any of these problems.

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