Medical Debt Will No Longer Hurt Your Credit Score: New Rule Comes into Force in the US

Millions of Americans have piled up large medical bills, run into debt that is hard to pay. Now they no longer need to worry about how such unpaid obligations will affect their credit score. The edition Money Talks News told in more detail. The Big Three Lending Companies…

How to get the perfect credit rating

According to the popular FICO credit rating system, the ideal number is 850, which is difficult but not impossible to achieve. Unfortunately, the specific formula that would allow reaching the maximum is kept secret, but specialists know its main criteria, the newspaper writes ...

Four companies that will lend you money with or without a low credit score

There are many benefits to having a good or excellent credit history. First, a high credit score will help you get approved for financial products, such as personal loans, at a lower interest rate. But now, even if your credit score is far...

Soon, most Americans will automatically increase their credit score: how and why

On March 18, three major credit bureaus announced that they will remove 2022% of medical bill debt information from consumer credit scores from July 70. Writes about it CNBC. Equifax, TransUnion and Experian said medical bills arrears…

How an immigrant can create a good credit history from scratch: step by step instructions

If you've just moved to the US, your finances will get a fresh start too. But immigrants with no credit history in the United States can find it difficult to rent an apartment, buy a car, or even get a mobile phone plan. Before you commit any ...

Hundreds of Thousands of Dollars in High Interest Rates: How Much Does a Bad Credit Score Cost

Unfortunately, according to recent research, the difference between a very good and a bad credit rating can cost you nearly $ 400 in your lifetime. This effect is much less between high and normal credit ratings, but even so, interest payments ...

$ 9 debt destroyed a California resident's credit rating and made it impossible for her to get a mortgage

The woman described how opening a credit card store at Home Depot destroyed her credit score and jeopardized her chances of buying a home after she forgot about the $ 9 paint fee. The Daily Mail reported in more detail. ...

Lack of credit history or bad credit rating: which is worse

Lack of credit means that you have no credit history. But a bad credit rating means you made a few mistakes and paid the price. How is a bad credit history different from a lack of credit rating? Both options present problems, but lack of credit is better ...

How Various Financial Transactions Affect Your Credit Score

Sometimes managing your credit and keeping track of your credit rating can be like playing chess. While the impact of certain financial steps on creditworthiness may seem mysterious, there are some general guidelines as to what can happen to your credit rating in certain circumstances. MSN Edition ...

How to check if your SSN has been stolen and protect your personal data

To avoid becoming a victim of financial fraud and identity theft, Americans are advised to fix their credit rating (security freeze) at the current level and delete any suspicious emails, advises USA Today. The experts in the fight against information theft gave advice that is now relevant ...

0 - 10 of 48