Sable: how an American startup helps immigrants create a credit history

The realities of life in the United States can put a damper on an immigrant's pursuit of the American dream. In order for US banks to give you money, you need to have a good credit rating and history - all this is not available to a person who has recently arrived in the country. Seeing…

How an immigrant can create a good credit history from scratch: step by step instructions

If you've just moved to the US, your finances will get a fresh start too. But immigrants with no credit history in the United States can find it difficult to rent an apartment, buy a car, or even get a mobile phone plan. Before you commit any ...

How to rent good housing in the USA if you have a bad credit history or none at all

A bad credit history can ruin your life. It's not easy, but there are still ways to rent a decent apartment if you have a low credit score, according to LifeHacker. There was a time when in order to rent an apartment, you had to walk around it for several minutes, ...

How to get the perfect credit rating

According to the popular FICO credit score system, the ideal number is 850, which is difficult but not impossible to achieve. Unfortunately, the specific formula that would allow one to achieve the maximum is kept secret, but its main criteria are known to specialists, the publication writes...

Seven Easy Ways to Improve Your Credit Score

A good credit score can improve your financial well-being, in both good times and bad. However, reliable credit is especially important in times of economic instability, such as now. How can you improve your credit rating, told the publication Money. Inflation continues...

Tip of the Day: Three Easy Ways to Improve Your Credit Score

A higher credit score can provide a good interest rate when you take out a mortgage or car loan. Usually, an average FICO score is not enough to get the best mortgage rates, writes Time. "You should never aim for an average"...

Personal experience: how I collapsed my credit rating and restored it in a year

I'll tell you one story. In a far, far away Universe, there lived a certain boy Andryusha on the planet (that's me, you guessed it). He lived without grieve having a credit history of 720 points. Good enough. And then one fine day Andryusha wanted to buy a big ...

How to achieve a credit rating in 800 points: 8 steps

Credit scores in the US range from 300 to 850 points. A rating of 300 to 579 is considered very poor, 580 to 669 is considered average, 670 to 739 is considered good, 740 to 799 is considered very good, 800 or higher is...

Medical Debt Will No Longer Hurt Your Credit Score: New Rule Comes into Force in the US

Millions of Americans have piled up large medical bills, run into debt that is hard to pay. Now they no longer need to worry about how such unpaid obligations will affect their credit score. The edition Money Talks News told in more detail. The Big Three Lending Companies…

Four companies that will lend you money with or without a low credit score

There are many benefits to having a good or excellent credit history. First, a high credit score will help you get approved for financial products, such as personal loans, at a lower interest rate. But now, even if your credit score is far...

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