How to restore credit history after bankruptcy

Don't be discouraged if your credit history falls below zero and you file for bankruptcy. If you take the right measures, then even a hopelessly spoiled situation can be corrected. ForumDaily talked in detail about how to get your first credit card and build a good credit history. But…

6 financial crimes you may accidentally commit

Everyone knows what serious financial crimes look like: bank robberies in the Bonnie and Clyde style, or extracting millions of dollars from innocent victims, like Frank Abagnale in Catch Me If You Can. It seems that financial atrocities have nothing to do with the everyday life of US residents. ...

How to protect your personal data for free

Four months ago, Equifax, a credit bureau, announced that the personal data of 143 million Americans stored on the company's servers had been stolen in a hacker attack. You can save data from such attacks if you use protection, the different levels of which are offered by the company. ...

After leaking data from Equifax, they want to cancel the fee for managing their credit history

The Democrats presented a bill that would allow freezing and unfreezing of their loans for free. Senator Elizabeth Warren (Massachusetts) and dozens of other Democrats have submitted a bill called the Equifax Exploitation Freedom Act that would ban credit bureaus such as ...

What to do if you are going to buy a house in the next six months: 9 steps

To buy a house, it takes about a year to bring finances in full order, experts say. So - if you are planning to buy a new home in the next 6 months (for example, in the spring), you need to start preparing now. If you start financial planning earlier, ...

The most confused mistakes made by credit card owners

Credit cards can be a support or a disaster for your financial condition. It depends on how you use them. Of course, each case is exceptional, but there are mistakes that definitely should not be made by anyone. Time edition has compiled a list of such. 1. Photos of credit cards ...

Six professions in the USA for which you will need a good credit history.

When interviewing for some positions in the United States, applicants are checked for their credit history. This practice has intensified lately, and companies often check the credit history of job seekers for positions that have absolutely nothing to do with finance and an employee's credit rating. ...

How to check your credit rating

A higher credit rating can provide a good interest rate when taking out a mortgage or auto loan. To do this, it is worth constantly monitoring your credit history. How to check your credit history Many financial institutions offer a free credit check ...

How Mortgage Affects US Credit Rating

If you are looking to buy a home, you will most likely be interested in your credit rating, which affects your eligibility for a loan, as well as the interest you will pay on it. We offer you data on what happens to your credit history after ...

How does a monthly credit card payment affect your credit history?

By dividing debt payments into the minimum payments offered by the system, you can harm your credit history more than benefit it. How the system of minimum payments on a credit card works, and how it affects a client's credit rating, told the publication Go Banking Rates. ...

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