How to get the perfect credit rating

According to the popular FICO credit rating system, the ideal number is 850, which is difficult but not impossible to achieve. Unfortunately, the specific formula that would allow reaching the maximum is kept secret, but specialists know its main criteria, the newspaper writes ...

How an immigrant can create a good credit history from scratch: step by step instructions

If you've just moved to the US, your finances will get a fresh start too. But immigrants with no credit history in the United States can find it difficult to rent an apartment, buy a car, or even get a mobile phone plan. Before you commit any ...

During a pandemic, your credit rating may have dropped: why it happened and how to fix it

According to the consumer group, a record number of complaints about errors in credit reports go to the credit monitoring bureau, and the pandemic is to blame for this, writes Yahoo. Consumers pay the price for these mistakes - credit ratings fall. But it's not too late to defend yourself - ...

Just complicated: how does a FICO rating differ from a credit rating

The FICO rating and the credit rating may be the same, but FICO also creates different scoring models, while other companies create credit ratings, according to Experian, the national credit bureau website. Credit rating is the general name for a computer model that ...

Three ways to clean up your credit history

Your credit history deteriorates as soon as you have the first debt on the undertaken obligation, and worsens after your debt is resold to a collection company. You can improve the situation somewhat by paying off your receivables, writes Nerdwallet. Accounts receivable usually ...

A good credit rating is important to life in the USA: how an immigrant can build it from scratch

Immigrants come to the United States without a credit history in this country, but it is needed for a variety of purposes, from renting a home and hiring a certain job to being checked in hospitals. A good credit score is essential to life in America. How is it ...

US hospitals are increasingly checking patients' credit history: why is it needed

More and more American patients see hospital credit checks on their reports, and this undermines their confidence. Your doctor needs to know a lot about you, including details that you would not share with others. But isn't it overkill, ...

Sable: how an American startup helps immigrants create a credit history

The realities of life in the United States can strike a blow at the immigrant's pursuit of the American Dream. In order for US banks to give you money, you need to have a good credit rating and history - all this is not the case for a person who recently found himself in the country. Seeing ...

8 tips how to build a good credit history in the USA

A credit score is like the second self of every American. It shows how respectable you are, whether you know how to handle money and whether you can be trusted. A lot depends on your credit rating: can you rent a house, ...

Consequences of a hacker attack: how to get 125 dollars from Equifax

The US credit bureau Equifax, which suffered a hack in 2017 and lost 147 million customer data, is beginning to compensate victims, The Verge writes. Victims can file a class action lawsuit for $ 700 million, amounting to ...

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