How much money is needed for a month living in the USA: the experience of a Russian-speaking immigrant
Regardless of whether you are planning to move to the USA or are simply collecting information about America, a logical question arises: how much will I spend per month in the USA? I have collected the most relevant information - I will tell you what it is worth saving on and how much I spend in one month living in Los Angeles.
The most significant part of the budget is renting an apartment. A one-room apartment in Los Angeles costs an average of $ 1800-2500 per month. My two-room apartment is $ 2550. Of course, there are apartments for $ 1500, but everything below it will be either one room, or extremely dead apartments, old junk. There is such an option as a roommate: this means you can live with a shared room. Rummating is very popular in Los Angeles and will cost around $ 500-600 on average.
The cost of an apartment must necessarily add utility bills. You pay for electricity, water is usually included in the price of renting an apartment. My utility bills cost less than $ 100. The price of my rent already includes hot and cold water, I have to pay for electricity and gas: $ 80 and $ 15, respectively.
A separate budget item is health insurance. In the USA, medicine is quite expensive, everyone knows about it. Therefore, it will be very expensive to come and receive treatment for cash. For example, a doctor's appointment in Los Angeles costs $ 250, an ultrasound scan can cost $ 300, and a banal blood test can cost $ 80! That is why you need to buy insurance. It costs about $ 200 per person per month on average (mine costs $ 215).
Of course, there are times when you can buy very expensive insurance or vice versa, use free insurance. Poor families in Los Angeles can apply for a free insurance called MediCal, people pay zero dollars a month for it, but you need to understand that taxpayers give money for this insurance, and as soon as the poor starts earning it, they are removed from this insurance. And then he is obliged to buy a paid one.
Another item of expenses is transportation. The car can be rented - it will cost about $ 150 for three days. Therefore, it is more profitable to take a long-term lease or take a car on lease or credit. I took a car on credit (Honda Accord 2018), the payment for it is $ 353 and $ 180 insurance, for a total of $ 533 dollars. Let's calculate some average car, for example, Prius or Mazda CX3: the car itself on credit or on lease will be $ 200-300 plus $ 150-200 insurance. Besides, the car is gasoline and service. Gasoline costs an average of $ 150.
There is also a subway in Los Angeles, if you can't afford your own car, you can use the subway or bus. The price will depend on the subscription, but one metro ride will cost $ 1,75. Monthly travel pass - $ 100. Back in Los Angeles, it is very popular to use Uber or Lyft services. One short trip will cost about $ 7-10.
In addition to the cost of a car, there are also parking costs. On average, parking in Los Angeles costs from $ 1 to $ 2 per hour, I pay $ 25 per month. You can pay in the terminal using a card or coins, the time appears on the display showing how much you paid.
Perhaps the worst part of the budget is mobile communications. She's not very cheap in America. I pay an average of $ 50 for the Internet, separately for mobile communications. There are different offers: for example, when buying a phone immediately with a contract, a month with a tariff can cost $ 60. My plan is $ 45 and includes 6 GB of internet.
Do not forget about such an expense item as going to the cafe: drink a cup of coffee or run off for lunch somewhere. It takes me an average of $ 150-200 a month. If we are talking about such a thing as a business lunch, then here you can buy it for $ 10-12. For this amount you will receive huge portions of salad, soup and also, as we say, compote. But if you count the food at $ 12 for 30 days, it comes out very expensive. Therefore, the Americans, of course, also calculate all this, carry food with them in containers, take thermoses and dine at work.
Household and cleaning supplies cost about $ 60-80 per month from the budget. For example, an 8-roll toilet paper set costs $ 7,69. A large pack of disposable tissues costs $ 4,99. Garbage bags - $ 4,59 for 22 pieces, but you don't need to buy them every month, they are enough for 2-3 months. Laundry gel, which lasts for a couple of months, costs $ 14,99. You can buy a cheaper counterpart for $ 7,49. For cleaning the floors, I buy a special cloth - already wet, in a special package. 24 pieces are enough for about 3 months, costs $ 8,59. A mop is sold separately. You put the rag on the mop and wash it, then throw it away: you don't need to wash or dry anything. I also buy dishwasher tablets for $ 6,49. Dishwashing detergent and soap - $ 5,98
There is a cat in my house, for which I also need to buy food. Jars per serving cost $ 0,67-0,89. As for dog food, a large pack costs $ 13,39-21,49 depending on the brand.
My diet includes meat, fish, vegetables, in general, a standard set. How much are the products in the store where I usually buy all this?
There is gluten-free bread for $ 4,49, I usually buy bread a little cheaper - for example, for $ 2,99. The slice of cheese in my grocery cart will cost $ 4,49. Fresh farm eggs - $ 1,49 Chicken legs will cost $ 2,24. Salmon costs $ 12,14. Red meat (azu) costs $ 13,16 - very good meat. Regular milk will cost $ 1,99. Regular kefir or flavored kefir will cost $ 2,99. I try to choose the best offers, very often I buy something for a promotion. For example, today a pack of tangerines costs only $ 3 for the promotion. A bottle of wine can cost $ 2,99. Prices are different everywhere. There is a chain of stores Whole Foods, where you can spend $ 1500 a month.
I left the store with packages of food that will last for 5 days for sure - there is meat, milk, butter, a classic set. I paid $ 60,54 for this already with taxes. I spend about $ 400 a month on groceries, but if you start chic and buy expensive groceries and a lot of things, I think you can keep within $ 500, or even more.
These simple calculations showed that one person spends about $ 3482 a month in Los Angeles. Do not forget that salaries in America and in Los Angeles are quite high. Therefore, with a salary of $ 5000, the amount of expenses does not seem as catastrophic as if you translate it into our currency.
The original column is published on YouTube channel Nellifornication.
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