How to get richer in an hour: seven amazing ways to save money - ForumDaily
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How to get richer in an hour: seven amazing ways to save money

People are used to working hard and getting paid, but there are other ways to make money that many overlook. Edition Money Talks News told about simple steps that can make you richer.

Photo: Shutterstock

Earn $ 440 Reducing Auto Insurance Costs

You hate buying auto insurance, right? Your insurance company knows this too. That's why they can raise your rates year after year, knowing that you don't want to be fooled into buying a new one.

But now you can find a better deal without any problems. You can use an insurance comparison site where you can find quotes from top companies in minutes.

According to The zebra (one such site), the average savings is $ 440 per year. So if you're ready to save some serious money, start now.

Get over $ 250 from homeowners insurance

The same goes for homeowners insurance. While there are many ways to save, the single best way is to compare policies and choose the best one for you.

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As with autos, you can quickly and easily find out about homeowner insurance. Do this, and in a few minutes you are guaranteed to win in one of two ways. Either you find you can save hundreds of dollars, or you find peace of mind to find you already have the best deal.

Here are two great comparison tools:

  • Lemonade was voted America's favorite insurance company. It uses artificial intelligence to quickly get quotes from companies. Just answer a few simple questions and he will do the rest.
  • If Lemonade is not available in your state, give it a try.
  • PolicyGenius... The same situation: you give them a little information and get a few suggestions.

Up to $ 200 per month for video viewing

Have you ever heard of research companies that pay you to use products or watch a show? it InboxDollars.

All you have to do is watch videos and TV programs from your computer or smartphone. This can be anything from a cooking demo to a video from the hottest new sitcom. You watch a video, answer a few simple questions, and get paid. They say they have paid more than $ 2000 million in rewards to members since 80.

Sounds too good to be true? This is real. Of course, this will not make you rich, but a little greenery can be collected without much effort. Do this while sitting on the couch and relaxing.

Registration takes less than a minute and you will receive a $ 5 bonus.

Earn 16 times more on your savings

The national average interest rate on savings accounts is currently 0,06%. This means that if you have $ 10 in the bank, you are making $ 000 per year. But if you could earn 6% instead, that would be $ 1 per year. This is incredible, especially when you consider that he is still in an insured savings account.

How do you do it? Easily. Internet bank Aspiration FDIC insured and allows you to earn up to 5% cashback on purchases and up to 1% on savings.

Leave the family a million

Not everyone needs life insurance. If your kids are grown up and have a good bank account, there is no need for that.

But if your family finds it difficult to get by without you, you should definitely pay attention to life insurance. Just don't pay too much for it by buying the wrong type of insurance.

You may be interested in: top New York news, stories of our immigrants and helpful tips about life in the Big Apple - read it all on ForumDaily New York.

The right type of life insurance for most people is term insurance, and the right place to buy it is from a specialty company like bestow... You are applying online without medical examinations or paperwork. Plans start at as little as $ 10 per month, and you can get coverage from $ 50 to $ 000 million.

Make a million in the stock market

About 20 years ago, Money Talks News founder Stacey Johnson invested $ 1 in Apple stock. Now the profit is over $ 500.

Of course, not all the promotions you choose will be successful.

Everyone should have at least some money in the stock market, and it's easier than ever to do that today thanks to apps like S... It allows you to buy companies in installments for as little as $ 5.

Companies like Apple, Google, Facebook and Microsoft make a lot of money from you. Isn't it time to start making some money from them?

Save thousands of dollars with the best credit score

Some situations are easier to get into than out of them. This includes a bad credit rating. Easy to get and hard to get rid of.

But if you are borrowing money now, or someday planning to do so, earning points can be one of the most profitable moves you will ever make.

Take mortgages, for example. Apply for a mortgage with a 640 credit score and receive a rate of around 4,2%. And if with 760+ points, you will pay only 2,6%.

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It seems that there is not much difference, but in reality it is not.

Over a 30 year $ 300 mortgage, the lower rate will save you about $ 000 in interest. That's enough to help your kids graduate from college or help you retire a year early.

So how do you get a better credit score? There are many things you can do, but a free website is a great place to start Credit Sesame.

Sign up and in no time you will see your credit score, your bills and get personalized advice on what to do to raise that score.

Additional resources:

  • Debt help: go to linkto find out about trusted nonprofit lending advisors.
  • Budgeting assistance: go to linkto go to the budget app.
  • Reduce your monthly bills: go to linkto find an account negotiator.
  • Cancel unwanted subscriptions: go to linkto get a service that will help you get rid of unnecessary subscriptions.

Read also on ForumDaily:

When grocery shopping is a pleasure: the top 14 best supermarkets in the USA

Ten cheapest states in America to live in 2021

Three unexpectedly costly mistakes many people make at gas stations

27 things you should not buy at Walmart

Six American Holidays That Wouldn't Exist Without Immigrants

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