Where in the USA you can easily survive on the minimum wage - ForumDaily
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Where in the USA you can easily survive on the minimum wage

Which US cities are the most affordable with minimum wages, and which are not? Evaluating a city's accessibility involves weighing a number of factors. Although the average cost of rent is high, the city's minimum wage and total cost of living are also taken into account. GoBankingRates.

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For this article, we first looked at the largest cities (in terms of population) that had 2022 rent data sourced from ApartmentList. After identifying these 100 eligible cities, they determined the minimum wage and average rent in 2022 for a studio apartment in each city. Also included were the hours of work required to pay for a one-bedroom rental, and the list was narrowed down to the 15 most affordable and most inaccessible cities in the US to live in.

On the subject: Californians will receive checks worth about $ 1000: the state compensates residents for inflation

Best cities to live

The 15 Most Affordable Cities to Live on Minimum Wage.

Spokane, Washington

  • Median rent for a one-bedroom apartment in 2022: $917,60
  • Minimum wage: $14,49
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 63,33.
  • Hourly rate required to apply for an apartment: $17,65.

Lilac City doesn't have the lowest average rent on this list, but a relatively high minimum wage helps bridge the gap. For minimum wage workers, it is now the most affordable city in the US.

Cleveland Ohio
  • Median rent for a one-bedroom apartment in 2022: $615,80
  • Minimum wage: $9,30
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 66,22.
  • Hourly rate required to apply for an apartment: $11,84.

The Midwestern metropolis on the shores of Lake Erie in Cleveland, Ohio boasts the Rock and Roll Hall of Fame, the Greater Cleveland Aquarium, and the house from A Christmas Carol. Although the minimum wage is not much higher than the national level, the low cost of living makes it one of the most affordable places to live in the US.

Detroit, Michigan
  • Median rent for a one-bedroom apartment in 2022: $680,80
  • Minimum wage: $9,87
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 68,98.
  • Hourly rate required to apply for an apartment: $13,09.

The largest city on the US-Canada border, Detroit, Michigan was once known as the heart of the automotive industry. Today it is known for its passionate theatrical community, the nation's largest city park, and gastronomic delights since the late 19th century.

Fresno, California
  • Median rent for a one-bedroom apartment in 2022: $1050
  • Minimum wage: $15
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 70.
  • Hourly rate required to apply for an apartment: $20,19.

The closest city to Yellowstone National Park and a short drive from Kings Canyon and the Redwoods, Fresno defies the generally expensive California with high minimum wages and (relatively) low rents. The community itself is mostly agricultural, with nearly 800000 hectares of the country's most active farmland.

Tucson, Arizona
  • Median rent for a one-bedroom apartment in 2022: $952,60
  • Minimum wage: $12,80
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 74,42.
  • Hourly rate required to apply for an apartment: $18,32.

Located east of the Sonoran Desert, Tucson, Arizona boasts some of the best views for stargazing. It's also affordable, with low rents and an above-average minimum wage, and one of the cleanest air of any major U.S. city.

St. Louis, MO
  • Median rent for a one-bedroom apartment in 2022: $848
  • Minimum wage: $11,15
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 76,05.
  • Hourly rate required to apply for an apartment: $16,31.

St. Louis is home to Gateway Arch, the birthplace of ice cream and more BBQ than anywhere else in the country. With affordable rent in the city and a minimum wage of $11,15, this is a city fit for the good life.

Newark, New Jersey
  • Median rent for a one-bedroom apartment in 2022: $1029,40
  • Minimum wage: $13
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 79,18.
  • Hourly rate required to apply for an apartment: $19,80.

The Garden State Cultural Center, Newark offers many options for enjoying the arts, entertainment and nightlife. It turns out that it also offers many opportunities for those looking for a cost-effective location. While rents are slightly higher on average, the $13 minimum wage helps keep things affordable.

Tacoma, Washington
  • Median rent for a one-bedroom apartment in 2022: $1189,80
  • Minimum wage: $14,49
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 82,11.
  • Hourly rate required to apply for an apartment: $22,88.

Tacoma, Washington is known for its creative yet sophisticated vibe. It is also a cost effective place to live. Situated between Seattle and Olympia, its history as a port and rail city with a modern twist is a place that fuses old with new.

Kansas City, MO
  • Median rent for a one-bedroom apartment in 2022: $944,40
  • Minimum wage: $11,15
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 84,70.
  • Hourly rate required to apply for an apartment: $18,16.

A bustling city located in the heart of the city, Kansas City has all the amenities of a big city without the price tags of a big city. And while St. Louis consumes more BBQ per capita, Kansas City has more BBQ restaurants than anywhere else, so meat lovers will always be able to eat.

Cincinnati, Ohio
  • Median rent for a one-bedroom apartment in 2022: $790,80
  • Minimum wage: $9,30
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 85,03.
  • Hourly rate required to apply for an apartment: $15,21.

With a nickname like the "Paris of America," you might not expect that it's also a pretty affordable place to live. Much of its appeal is its abundance of modern and classic architecture, as well as numerous attractions and plenty of entertainment.

Sacramento, CA
  • Median rent for a one-bedroom apartment in 2022: $12,81
  • Minimum wage: $15
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 85,40.
  • Hourly rate required to apply for an apartment: $24,63.

Sacramento, known for its trees and farm-to-table restaurants, joins Fresno as a Californian city that is very accessible. Here you will find a variety of breweries and top-rated cuisine, which makes the capital of the Sunshine State even more attractive.

Baltimore, MD
  • Median rent for a one-bedroom apartment in 2022: $1078,40
  • Minimum wage: $12,50
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 86,27.
  • Hourly rate required to apply for an apartment: $20,74.

Sixty-four miles from the nation's capital, Baltimore, Maryland, is a city renowned for its vibrant arts scene, world-class museums, and city beach. It's also affordable, with reasonable rental prices and a decent minimum wage.

Albuquerque, New Mexico
  • Median rent for a one-bedroom apartment in 2022: $998,60
  • Minimum wage: $11,50
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 86,83.
  • Hourly rate required to apply for an apartment: $19,20.

Albuquerque, the highest metropolitan area in the US, offers an authentic Southwestern experience thanks to its multicultural history and heritage. Along with many scenic views and 310 days of sunshine, this is a great place to live.

Lincoln, Nebraska
  • Median rent for a one-bedroom apartment in 2022: $820,40
  • Minimum wage: $9
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 91,16.
  • Hourly rate required to apply for an apartment: $15,78.

The capital of Nebraska, as well as the state university, Lincoln has a unique blend of small-town charm and big-city experience. The overall laid-back atmosphere is perfectly combined with the cost-effectiveness for those who live there.

St. Paul, MN
  • Median rent for a one-bedroom apartment in 2022: $945,40
  • Minimum wage: $10,33
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 91,52.
  • Hourly rate required to apply for an apartment: $18,18.

Growing up with tradition, diversity and a unique culture, Saint Paul, Minnesota is on the list of the most accessible cities. Despite a less-than-stellar minimum wage, low rents help the city remain a bustling hub of activity.

Worst US Cities to Live on Minimum Wage

Now that we've covered the most affordable cities in the US, it's time to take a look at the 15 least accessible cities. While extremely high rents play an important role, equally important is the fact that most of them rely on the federal minimum wage, which makes these places even more unaffordable.

Atlanta, Georgia
  • Median rent for a one-bedroom apartment in 2022: $1545,40
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 213,16.
  • Hourly rate required to apply for an apartment: $29,72.

Earlier this year, the Federal Reserve Bank declared Atlanta, Georgia homes officially off-limits to the average buyer for the first time in more than a decade. While the city is home to some of the world's biggest brands, world-famous institutions, it has high rents and minimum wages, meaning it can be difficult to make ends meet here.

Austin, Texas
  • Median rent for a one-bedroom apartment in 2022: $1440,40
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 198,68.
  • Hourly rate required to apply for an apartment: $27,70.

A bustling cultural hub, the Texas capital has become yet another city where the cost of living far exceeds wages — thanks in part to a $7,25 minimum wage. However, the city has steadily attracted high-paid workers, with about 200 people moving there every day.

Plano, Texas
  • Median rent for a one-bedroom apartment in 2022: $1439,80
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 198,59.
  • Hourly rate required to apply for an apartment: $27,69.

With housing almost 30% above the national average and utilities 14% above, Plano was recently ranked as the richest city in the US, making it hard to get to unless you're on the higher end of the pay scale.

Arlington, VA
  • Median rent for a one-bedroom apartment in 2022: $1955,80
  • Minimum wage: $11
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 177,80.
  • Hourly rate required to apply for an apartment: $37,61.

As with Plano, things like utilities and transportation in Arlington tend to cost a little more than the national average. However, housing costs are a whopping 134% higher. However, for those who can afford it, the city that houses the Pentagon and Arlington National Cemetery is often considered one of the best places to live in the country.

Irvine, California
  • Median rent for a one-bedroom apartment in 2022: $2
  • Minimum wage: $15
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 177,16.
  • Hourly rate required to apply for an apartment: $51,10.

Unlike Fresno or Sacramento, Irvine is one of those cities that lives up to the Sunshine State's expensive reputation. The cost of living is nearly 90% higher than the national average, and overall high property values ​​are contributing to rising rents. Although this area has always been considered wealthy, it is becoming increasingly inaccessible even with a minimum wage of $15.

Nashville, Tennessee
  • Median rent for a one-bedroom apartment in 2022: $1272,20
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 175,48.
  • Hourly rate required to apply for an apartment: $24,47.

Nashville is a city famous for country music that is now becoming a popular destination for tourists and residents alike, and that popularity comes at a price. It is also one of the cities that has continued its record economic growth despite the COVID pandemic, so the upward trend is likely to continue.

Charlotte, North Carolina
  • Median rent for a one-bedroom apartment in 2022: $1270,80
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 175,28.
  • Hourly rate required to apply for an apartment: $24,44.

Once known as an affordable city, Charlotte's home prices have risen nearly 90% in five years, and prices are projected to rise another 2022% by the end of 5,6.

Raleigh, North Carolina
  • Median rent for a one-bedroom apartment in 2022: $1259,80
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 173,77.
  • Hourly rate required to apply for an apartment: $24,23.

While property taxes are low in Raleigh, NC, the cost of housing has been steadily rising, which is reflected in the rental market. Of course, those who can afford it are drawn to the city's suburban feel compared to Charlotte's more noisy environment.

Irving, Texas
  • Median rent for a one-bedroom apartment in 2022: $1235,80
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 170,46.
  • Hourly rate required to apply for an apartment: $23,77.

In Irving, Texas, spending is a few percentage points higher than the national average, but like other states, it is hampered by a low minimum wage that far exceeds housing costs.

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Of course, this part of the massive north Texas DFW mega-plex is home to five Fortune 500 companies and more than 8000 companies in total.

Madison, WI
  • Median rent for a one-bedroom apartment in 2022: $1226
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 169,10.
  • Hourly rate required to apply for an apartment: $23,58.

The University of Wisconsin is located here, and rents can become competitive while attending school, driving up demand and costs. However, the Wisconsin capital offers breweries and festivals to help elevate the city's already popular food scene to the next level.

Dallas, Texas
  • Median rent for a one-bedroom apartment in 2022: $1161
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 160,14.
  • Hourly rate required to apply for an apartment: $22,33.

Dallas, Texas may be a lucrative place to start a business, but this cornerstone of the DFW metroplex is less forgiving of low-wage tenants. Over the past five years, the cost of housing has increased by almost 80%, with an annual increase of more than 18%.

Durham, NC
  • Median rent for a one-bedroom apartment in 2022: $1143,40
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 157,71.
  • Hourly rate required to apply for an apartment: $21,99.

While some signs point to Durham, NC as a competitive city when it comes to real estate, those looking to rent will pay higher rents, exacerbated by a lower minimum wage.

Boise idaho
  • Median rent for a one-bedroom apartment in 2022: $1135,40
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 156,61.
  • Hourly rate required to apply for an apartment: $21,83.

A hot destination for Californians and millennials, Boise, Idaho has turned into a congested housing market. However, it has a cosmopolitan vibe mixed with a distinct local charm that makes it a popular destination.

Miami, FL
  • Median rent for a one-bedroom apartment in 2022: $1550,40
  • Minimum wage: $10
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 155,04.
  • Hourly rate required to apply for an apartment: $29,82.

Despite a higher minimum wage than many cities, the cost of living in Miami, Florida, makes the city out of reach for some renters. While rents continue to rise, this coastal city is likely to continue to attract both tourists and migrants.

Fort Worth, Texas
  • Median rent for a one-bedroom apartment in 2022: $1116,60
  • Minimum wage: $7,25
  • Number of hours of work required to pay rent for a one-bedroom apartment (before taxes): 153,93.
  • Hourly rate required to apply for an apartment: $21,46.

With an active downtown area and popular tourist destinations like Stockyards, Fort Worth is another Texas city where low wages make up for relatively lower housing costs. However, it is also considered one of the most expensive cities in the US.

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