# 50 US cities where average wages are not enough to live on

**Where you live is more than just geography. From salary to how much groceries will cost, where you live can have a profound effect on many important aspects of your life. Writes about it GO Banking Rates.**

The study covered the 50 largest cities in the United States and compared average wages with annual costs for housing, food, healthcare, utilities, and transportation. In particular, residents of one southern city may face a shocking deficit of more than $ 20 a year.

**1. Miami (Florida)**

- Median income per person: $ 25
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 23
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 8 430,70
- Total annual cost of essentials: $ 45
- Remaining income: - $ 20 575,56
- Remaining income percentage: -81,54%

**2. Philadelphia (Pennsylvania)**

- Median income per person: $ 28
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 18
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 8 068,03
- Total annual cost of essentials: $ 40
- Remaining Income: - $ 12
- Remaining income percentage: -44,44%

**3. New York (NY)**

- Median income per person: $ 43
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 8
- Annual cost of products: $ 5
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 6
- Annual Transportation Costs: $ 10 507,32
- Total annual cost of essentials: $ 55
- Remaining income: - $ 11 477,10
- Remaining income percentage: -26,21%

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**4. New Orleans (Louisiana)**

- Median income per person: $ 26
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 16,328.57
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 7 700,40
- Total annual cost of essentials: $ 36
- Remaining income: - $ 9 170,55
- Remaining income percentage: -34,06%

**5. Los Angeles (California)**

- Median income per person: $ 41
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 28
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 9 473,98
- Total annual cost of essentials: $ 50
- Remaining income: - $ 8 863,91
- Remaining income percentage: -21,32%

**6. Baton Rouge (Louisiana)**

- Median income per person: $ 27
- Monthly rent for a 1-room apartment: $ 983
- Annual rental for a 1-room apartment: $ 11
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 6 547,82
- Total annual cost of essentials: $ 31
- Remaining income: - $ 4058,14
- Remaining income percentage: -15,01%

**7. Honolulu (Hawaii)**

- Median income per person: $ 42
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 20
- Annual cost of products: $ 6
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 7
- Annual Transportation Costs: $ 7 084,37
- Total annual cost of essentials: $ 45
- Remaining income: - $ 3 204,13
- Remaining income percentage: -7,53%

**8. Baltimore (Maryland)**

- Median income per person: $ 34
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 16
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 7 183,73
- Total annual cost of essentials: $ 37
- Remaining income: - $ 3 073,70
- Remaining income percentage: -8,96%

**9. Tampa (Florida)**

- Median income per person: $ 34
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 17
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 6 498,14
- Total annual cost of essentials: $ 37
- Remaining income: - $ 2 792,20
- Remaining income percentage: -8,08%

**10. Memphis (Tennessee)**

- Median income per person: $ 27
- Monthly rent for a 1-room apartment: $ 791,43
- Annual rental for a 1-room apartment: $ 9
- Annual cost of products: $ 4
- Annual healthcare costs: $ 6
- Annual cost of utilities: $ 3
- Annual transportation costs: $ 5464,80
- Total annual cost of essentials: $ 29
- Remaining income: - $ 1 436,49
- Remaining income percentage: -5,15%

**11. Pittsburgh (Pennsylvania)**

- Median income per person: $ 31
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 13
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 6 021,22
- Total annual cost of essentials: $ 31
- Remaining income: - $ 459,73
- Remaining income percentage: -1,46%

**12. Cincinnati (Ohio)**

- Median income per person: $ 27
- Monthly rent for a 1-room apartment: $ 842,79
- Annual rental for a 1-room apartment: $ 10
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 390,28
- Total annual cost of essentials: $ 27
- Remaining Income: - $ 134,60
- Remaining income percentage: -0,48%

**13. Milwaukee (Wisconsin)**

- Median income per person: $ 29
- Monthly rent for a 1-room apartment: $ 856,79
- Annual rental for a 1-room apartment: $ 10
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 832,43
- Total annual cost of essentials: $ 29
- Remaining Income: $ 158,43
- Remaining Income Percentage: 0,53%

**14. Fresno (California)**

- Median income per person: $ 29
- Monthly rent for a 1-room apartment: $ 868,57
- Annual rental for a 1-room apartment: $ 10
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 400,22
- Total annual cost of essentials: $ 28
- Remaining Income: $ 642,83
- Remaining Income Percentage: 2,17%

**15. Jacksonville (Florida)**

- Median income per person: $ 34
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 14
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 822,50
- Total annual cost of essentials: $ 33
- Remaining Income: $ 917,91
- Percentage of income remaining after need: 2,69%

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**16. Tucson (Arizona)**

- Median income per person: $ 26
- Monthly rent for a 1-room apartment: $ 670
- Annual rental for a 1-room apartment: $ 8
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 469,77
- Total annual cost of essentials: $ 25
- Remaining Income: $ 1
- Remaining Income Percentage: 3,73%

**17. Chicago (Illinois)**

- Median income per person: $ 41
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 19
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 7 938,86
- Total annual cost of essentials: $ 40
- Remaining Income: $ 1
- Remaining Income Percentage: 2,93%

**18. El Paso (Texas)**

- Median income per person: $ 27
- Monthly rent for a 1-room apartment: $ 711,29
- Annual rental for a 1-room apartment: $ 8
- Annual cost of products: $ 3
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 345,57
- Total annual cost of essentials: $ 26
- Remaining Income: $ 1
- Remaining Income Percentage: 4,95%

**19. St. Louis (Missouri)**

- Median income per person: $ 30
- Monthly rent for a 1-room apartment: $ 819,21
- Annual rental for a 1-room apartment: $ 9
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 653,58
- Total annual cost of essentials: $ 28
- Remaining Income: $ 1
- Remaining Income Percentage: 6,18%

**20. Louisville (Kentucky)**

- Median income per person: $ 30
- Monthly rent for a 1-room apartment: $ 896,57
- Annual rental for a 1-room apartment: $ 10
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 887,08
- Total annual cost of essentials: $ 28
- Remaining Income: $ 1
- Remaining Income Percentage: 6,47%

**21. Las Vegas (NV)**

- Median income per person: $ 35
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 12
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 7 148,95
- Total annual cost of essentials: $ 32
- Remaining Income: $ 2
- Remaining Income Percentage: 7,34%

**22. Orlando (Florida)**

- Median income per person: $ 38
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 15
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 6 403,75
- Total annual cost of essentials: $ 35
- Remaining Income: $ 2
- Remaining Income Percentage: 7,1%

**23. San Antonio (TX)**

- Median income per person: $ 33
- Monthly rent for a 1-room apartment: $ 983,57
- Annual rental for a 1-room apartment: $ 11
- Annual cost of products: $ 3
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 807,59
- Total annual cost of essentials: $ 29
- Remaining Income: $ 3
- Remaining Income Percentage: 10,82%

**24. Houston (Texas)**

- Median income per person: $ 38
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 15
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 7 014,82
- Total annual cost of essentials: $ 34
- Remaining Income: $ 3
- Remaining Income Percentage: 9,99%

**25. Atlanta (Georgia)**

- Median income per person: $ 43
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 19
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 7 153,92
- Total annual cost of essentials: $ 39
- Remaining Income: $ 3
- Remaining Income Percentage: 9,05%

**26. Phoenix (Arizona)**

- Median income per person: $ 37
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 13
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 6 642,22
- Total annual cost of essentials: $ 33
- Remaining Income: $ 3
- Remaining Income Percentage: 10,67%

**27. Colorado Springs (Colorado)**

- Median income per person: $ 36
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 14
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 290,92
- Total annual cost of essentials: $ 32
- Remaining Income: $ 4
- Remaining Income Percentage: 11,16%

**29. Boston (Massachusetts)**

- Median income per person: $ 51
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 26
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 7 536,46
- Total annual cost of essentials: $ 47,424,59
- Remaining Income: $ 4
- Remaining Income Percentage: 8,2%

**30. Kansas City (Missouri)**

- Median income per person: $ 34
- Monthly rent for a 1-room apartment: $ 993,07
- Annual rental for a 1-room apartment: $ 11
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 052,46
- Total annual cost of essentials: $ 30
- Remaining Income: $ 4
- Remaining Income Percentage: 12,44%

**31. Nashville (Tennessee)**

- Median income per person: $ 41
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 17
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 757,91
- Total annual cost of essentials: $ 36
- Remaining Income: $ 4
- Remaining Income Percentage: 10,52%

**32. Minneapolis (MN)**

- Median income per person: $ 41
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 18
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 6 294,46
- Total annual cost of essentials: $ 36
- Remaining Income: $ 4
- Remaining Income Percentage: 10,5%

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**33. Indianapolis (Indiana)**

- Median income per person: $ 31
- Monthly rent for a 1-room apartment: $ 863,57
- Annual rental for a 1-room apartment: $ 10
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 156,78
- Total annual cost of essentials: $ 27
- Remaining Income: $ 4
- Remaining Income Percentage: 13,84%

**34. Portland (Oregon)**

- Median income per person: $ 42
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 18
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- The annual cost of utilities: $ 3235,15
- Annual Transportation Costs: $ 7 322,83
- Total annual cost of essentials: $ 37
- Remaining Income: $ 4
- Remaining Income Percentage: 11,03%

**35. Tulsa (Oklahoma)**

- Median income per person: $ 31
- Monthly rent for a 1-room apartment: $ 667,07
- Annual rental for a 1-room apartment: $ 8
- Annual cost of products: $ 3
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 231,30
- Total annual cost of essentials: $ 26
- Remaining Income: $ 5
- Remaining Income Percentage: 15,98%

**36. Oklahoma City (Oklahoma)**

- Median income per person: $ 34
- Monthly rent for a 1-room apartment: $ 776,86
- Annual rental for a 1-room apartment: $ 9
- Annual cost of products: $ 3
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 474,74
- Total annual cost of essentials: $ 28
- Remaining Income: $ 5
- Remaining Income Percentage: 16,52%

**37. Omaha (Nebraska)**

- Median income per person: $ 34
- Monthly rent for a 1-room apartment: $ 825,07
- Annual rental for a 1-room apartment: $ 9
- Annual cost of products: $ 4
- Annual healthcare costs: $ 6
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 4 759,34
- Total annual cost of essentials: $ 29
- Remaining Income: $ 5
- Remaining Income Percentage: 16,36%

**38. Albuquerque, New Mexico**

- Median income per person: $ 32
- Monthly rent for a 1-room apartment: $ 772,86
- Annual rental for a 1-room apartment: $ 9
- Annual cost of products: $ 3
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 251,18
- Total annual cost of essentials: $ 26
- Remaining Income: $ 5
- Remaining Income Percentage: 17,56%

**39. Sacramento (California)**

- Median income per person: $ 41
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 16
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 6 597,50
- Total annual cost of essentials: $ 35
- Remaining Income: $ 6
- Remaining Income Percentage: 14,62%

**40. Charlotte (North Carolina)**

- Median income per person: $ 42
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 15
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 593,97
- Total annual cost of essentials: $ 35
- Remaining Income: $ 6
- Remaining Income Percentage: 16,39%

**41. San Jose (California)**

- Median income per person: $ 60
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 31
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4655,02
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 8 480,38
- Total annual cost of essentials: $ 53
- Remaining Income: $ 7
- Remaining Income Percentage: 12,58%

**42. Denver (Colorado)**

- Median income per person: $ 47
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 19
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 3 895,14
- Annual Transportation Costs: $ 6 672,02
- Total annual cost of essentials: $ 39
- Remaining Income: $ 8
- Remaining Income Percentage: 17,61%

**43. San Diego (California)**

- Median income per person: $ 53
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 24
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 6 657,12
- Total annual cost of essentials: $ 43
- Remaining Income: $ 9
- Remaining Income Percentage: 17,56%

**44. Columbus (Ohio)**

- Median income per person: $ 38
- Monthly rent for a 1-room apartment: $ 887,50
- Annual rental for a 1-room apartment: $ 10
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 5 156,78
- Total annual cost of essentials: $ 28
- Remaining Income: $ 9
- Remaining Income Percentage: 25,91%

**45. Seattle (Washington)**

- Median income per person: $ 56
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 24
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4058,86
- Annual cost of utilities: $ 2
- Annual Transportation Costs: $ 7 774,92
- Total annual cost of essentials: $ 43
- Remaining Income: $ 12
- Remaining Income Percentage: 22,22%

On the subject: Significant difference: how gender, age, and race affect US salaries

**46. San Francisco (California)**

- Median income per person: $ 77
- Monthly rental for a 1-room apartment: $ 3
- Annual rental for a 1-room apartment: $ 42
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4620,24
- Annual cost of utilities: $ 3 947,78
- Annual Transportation Costs: $ 8 783,42
- Total annual cost of essentials: $ 64
- Remaining Income: $ 12
- Remaining Income Percentage: 16,29%

**47. Virginia Beach (Virginia)**

- Median income per person: $ 46
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 12
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 3
- Annual Transportation Costs: $ 5 728,10
- Total annual cost of essentials: $ 32
- Remaining Income: $ 13
- Remaining Income Percentage: 29,44%

**48. Austin (Texas)**

- Median income per person: $ 49
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 15
- Annual cost of products: $ 3
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 6 488,21
- Total annual cost of essentials: $ 34
- Remaining Income: $ 14
- Remaining Income Percentage: 28,99%

**49. Raleigh (North Carolina)**

- Median income per person: $ 45,637
- Monthly rental for a 1-room apartment: $ 1
- Annual rental for a 1-room apartment: $ 13
- Annual cost of products: $ 4
- Annual healthcare costs: $ 5
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 4 972,97
- Total annual cost of essentials: $ 31
- Remaining Income: $ 14
- Remaining Income Percentage: 31,31%

**50. Washington DC**

- Median income per person: $ 65
- Monthly rental for a 1-room apartment: $ 2
- Annual rental for a 1-room apartment: $ 28
- Annual cost of products: $ 4
- Annual healthcare costs: $ 4
- Annual cost of utilities: $ 4
- Annual Transportation Costs: $ 7
- Total annual cost of essentials: $ 49
- Remaining Income: $ 16
- Remaining Income Percentage: 25,5%

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