23 cities in the USA where you can comfortably live in retirement at $ 1500
Not everyone can find money to save for a carefree pension. Approximately 55% of Americans do not do this, arguing for a lack of money. Therefore, many Americans, when they retire, live only on the money that the Social Security Administration sends them monthly.
Фото: Depositphotos
However, retirement does not mean that you have to deny yourself a lot and save. Edition GOBankingRates compiled a list of 23 cities in the United States, where a pension of $ 1500 will be more than enough for a comfortable life. These cities have a quality of life index above 65.
23. Casper (Wyoming)
Total Monthly Cost: $ 1473
Quality of Life Index: 72
Casper is a very good city for senior citizens. It boasts 72 quality of life index points, average rents of up to $ 600, and no income tax. But food costs are actually slightly higher than the national average, and amount to $ 324 per month.
22. Davenport (Iowa)
Total Monthly Cost: $ 1472
Quality of Life Index: 68
Davenport ranks second in average monthly rents — in this study, $ 615 per month. This makes it one of the three cities on this list where rents exceed $ 600 per month. But the average cost of food ($ 306 per month) is almost 4% lower than the national average.
21. Lubbock (Texas)
Total Monthly Cost: $ 1456
Quality of Life Index: 76
The only city where rents are likely to be more expensive than Davenport is Lubbock. Here, the average monthly rent for a one-bedroom apartment is $ 620. However, if the cost of food is more than 5% lower than the national average and the cost of healthcare is 3%, you can still pay for essentials for $ 1500 per month.
20. Lorraine (Ohio)
Total Monthly Cost: $ 1442
Quality of Life Index: 65
Lorraine is one of three cities in this study where over 15% of the population is retired and one of five cities with average monthly rents of up to $ 500 per month. But the cost of food and healthcare is at 9% higher than the national average.
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19. Cedar Rapids (Iowa)
Total Monthly Cost: $ 1441
Quality of Life Index: 76
The average cost of food in this city is $ 300, which is approximately 5,7% lower than the national average. Along with a quality of life index of 76, this city in Iowa is one of the most profitable retirement destinations.
18. Lawton (Oklahoma)
Total Monthly Cost: $ 1437
Quality of Life Index: 71
The cost of food in Lawton is 3,7% lower than the national average, but healthcare costs by 4% exceed the national norm. This is the city with the lowest percentage of the elderly population - exactly 10% of the population older than 65 years lives in it.
17. Lynchburg (Virginia)
Total Monthly Cost: $ 1436
Quality of Life Index: 75
Lynchburg is one of the best places to stay. The city offers the biggest discounts on the cost of products - only $ 292, which is approximately 8% lower than the national average.
16. Grand Forks (North Dakota)
Total Monthly Cost: $ 1430
Quality of Life Index: 69
The cost of products in this city is 4,3% lower than the national average.
15. Bloomington (Illinois)
Total Monthly Cost: $ 1416
Quality of Life Index: 65
Bloomington does not stand out in any category, but offers savings on all counts. Monthly spending on food is 3,8% lower than the national average, healthcare costs are 3%, and the average rent for a one-bedroom apartment is $ 575.
14. Shreveport (Louisiana)
Total Monthly Cost: $ 1412
Quality of Life Index: 66
Although the average rent in Shreveport is quite high ($ 595), low healthcare costs should make it attractive to budget-conscious retirees. 7% lower than the national average, healthcare costs are among the lowest in the study.
13. El Paso (Texas)
Total Monthly Cost: $ 1407
Quality of Life Index: 79
If you are looking for the city with the lowest health care costs on this list, then you are in El Paso, where you will spend 11% less than the national average. Add to this the second largest indicator of the quality of life index among the cities on the list, and El Paso becomes a very attractive city for a comfortable life.
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12. Terry Hot (Indiana)
Total Monthly Cost: $ 1405
Quality of Life Index: 69
The average monthly food spending in Terry Hot is $ 297, which is 6,7% lower than the national average.
11. Minot (North Dakota)
Total Monthly Cost: $ 1401
Quality of Life Index: 65
Minot is another city where the average monthly rent is less than $ 500, which should make life easier for older people. However, healthcare costs are likely to eat up some of the savings - they are 7% higher than the national average.
10. Abilene (Texas)
Total Monthly Cost: $ 1401
Quality of Life Index: 83
Abilene is among the cities with the lowest food prices in the study. This is one of nine cities where you can expect to spend less than 300 dollars a month, and the cost of 8,6 percent lower than the national average. Moreover, if we discard all questions about money, his 83 score is the highest in the study.
9. Erie (Pennsylvania)
Total Monthly Cost: $ 1397
Quality of Life Index: 67
Erie's average rent is $ 545 per month, and health care costs are 5% lower than the average American pays every month. However, you will pay 3,1% more for products compared to the national average. In addition, with a monthly budget of $ 1500, you will still have $ 100 in your savings account.
8. Tulsa (Oklahoma)
Total Monthly Cost: $ 1386
Quality of Life Index: 69
No city in this study has lower food costs than Tulsa. With a typical $ 286 product bill per month, this is 10,1% lower than the national average.
7. Akron (Ohio)
Total Monthly Cost: $ 1383
Quality of Life Index: 69
Akron is one of the three cities with the lowest healthcare costs — a little over $ 500 per month, which is 8% less than the national average.
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6. Springfield (Missouri)
Total Monthly Cost: $ 1377
Quality of Life Index: 65
Springfield is a very profitable city for senior citizens. Spending on products is $ 301 per month, which is 5,2% less than the national average.
5. Waterloo (Iowa)
Total Monthly Cost: $ 1353
Quality of Life Index: 71
Another city where the average rent is less than $ 500, in this case $ 498. The average monthly cost of products is $ 298, which is 6,2% less than the national average. This is one of three cities where at least 15% are elderly people.
4. Fort Wayne (Indiana)
Total Monthly Cost: $ 1345
Quality of Life Index: 75
Fort Wayne is one of the three cities with the lowest food costs — only $ 290 per month, which is 8,9% less than the average Americans spend.
3. Amarillo (Texas)
Total Monthly Cost: $ 1313
Quality of Life Index: 78
The average cost of renting a one-bedroom apartment is exactly $ 500. 5 food expenses are% lower than the national average - just $ 289.
2. Evansville (Indiana)
Total Monthly Cost: $ 1304
Quality of Life Index: 69
An average rental fee in Evansville is less than $ 500, food prices are 8,6% lower than the national average, and healthcare costs are 6% lower. The population older than 65 years is 15,1% of the inhabitants of the city.
1. Mansi (Indiana)
Total Monthly Cost: $ 1291
Quality of Life Index: 70
Mansi is the only city on this list where average monthly expenses are less than $ 1300, which means that with a budget of $ 1500 dollars per month, you will have extra $ 200. 6,4% food expenses are lower than the national average, and healthcare costs are 10%
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