10 best car loans for certain categories of US citizens

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Many US residents prefer to buy a car from dealers. However, not everyone knows that the representatives of a company can offer you inflated loan rates.

It is best to directly contact credit unions that help certain categories of US citizens have favorable loan terms, writes gobankingrates.com.

Requirements for applications are quite tough, however, if, for example, you work as a teacher in a school located in Washington, your chances of getting money to borrow a car are quite large.

We have compiled a list of 10 organizations offering the most profitable car loans:

1. Pentagon Federal Credit Union (1,49%).

Loan amount: $ 500- $ 100 000.

Terms of the loan: from 36 to 84 months.

Who can apply: US military, US government officials and their relatives.

Apply now here.

2. NIH Federal Credit Union (1,49%).

Loan amount: the amount is determined for each client individually.

Terms of the loan: up to 48 months.

Who can apply: employees in the health care or biomedical industry (Washington, DC), employees or contractors of the National Institutes of Health (NIHFCU family members).

Apply now here.

3. SchoolsFirst Federal Credit Union (1,59%).

Loan amount: the amount is determined for each client individually.

Terms of the loan: from 36 to 60 months.

Who can apply: school staff, their family members, including retirees (Washington, DC).

Apply now here.

4. Suncoast Credit Union (1.75%).

Loan amount: the amount is determined for each client individually.

Terms of the loan: up to 72 months.

Who can apply: Florida residents, Florida College graduates and their families.

Apply now here.

5. State Employees' Credit Union (1.75%).

Loan amount: the amount is determined for each client individually.

Terms of the loan: up to 36 months.

Who can apply: New York residents working in the state government, federal employees, representatives of public education boards, members of the National Guard.

Apply now here.

6. Navy Federal Credit Union (1.79%)

Loan amount: full coverage.

Terms of the loan: up to 36 months.

Who can apply: US residents associated with the armed forces, members of the Department of Defense, Coast Guard and the National Guard, their family members.

Apply now here.

7. Randolph-Brooks Federal Credit Union (1.90%)

Loan amount: the amount is determined for each client individually.

Terms of the loan: from 24 to 66 months.

Who can apply: military, Texas residents, certain categoriesstudents of special schools.

Apply now here.

8. Foothill Credit Union (1.95%).

Loan amount: full coverage.

Terms of the loan: up to 84 months.

Who can apply: employees of some companies that are located in the San Gabriel Valley.

Apply now here.

9. Alliant Credit Union (1.99%).

Loan amount: at least 120%.

Terms of the loan: up to 84 months.

Who can apply: residents working at Chicagoland, donors for Donors of Foster Care to Success.

Apply now here.

10. NASA Federal Credit Union (2.49%).

Loan amount: the amount is determined for each client individually.

Terms of the loan: up to 36 months.

Who can apply: NASA employees and their families, members of the National Space Society.

Apply now here .

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